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Fremont, CA · CPA Since 2013

Taxes handled. Books clean. Business clear.

ADL Business Consulting, PC is a Fremont, CA CPA firm built around three things small business owners actually need: accurate tax preparation, bookkeeping that stays current, and straight answers on the decisions that shape your business. All handled directly by Garrett Loughman, CPA, not passed down a chain of associates. We also work with individuals who want that same direct approach to their taxes.

Years Experience
15+Years Experience
CA License #150109
CPACA License #150109
Core Services
3Core Services
Garrett Loughman, CPA, founder of ADL Business Consulting
CPACA #150109
Who We Help

Built for business owners and individuals alike.

Small business owners
Whether you are a Sole Proprietor filing a Schedule C with your Form 1040 or a Corporation filing Form 1120, your taxes, books, and business needs are handled by one CPA instead of passed between departments. Contractors and trades, professional practices, residential and commercial real estate owners, and many more trust us.
Businesses outgrowing DIY books
You have been doing your own bookkeeping between jobs, or the last bookkeeper did not work out, and it is time for books you can actually trust. Cleanup first, then a monthly cadence that keeps them current.
Individuals who want a CPA-reviewed return
Straightforward personal tax preparation and return review, handled by the same CPA and with the same attention.
What We Do

Three things, done properly

Tax, books, and the decisions in between. Narrow on purpose, so each one is handled by the person you actually hired.

Tax

Tax Preparation & Return Review

Accurate business and individual returns, plus a second look at what you've already filed, prepared or reviewed personally by your CPA.

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Accounting

Bookkeeping & Cleanup

Monthly bookkeeping that stays current, and one-time cleanup projects for books that have fallen behind.

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Advisory

Business Advisory & Consulting

Entity structure, systems, and the decisions that shape where your business is headed: the advisor conversations most small businesses don't get access to.

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Not sure where to start? Every engagement starts with a free conversation, not a sales pitch.

Request a Free Consultation
How It Works

The ADL Approach

  1. Free, and it has a name

    The Books & Structure Review

    Send over last year's return and whatever your books look like right now, however rough. Garrett looks at your entity structure, your bookkeeping, and what was actually filed. Thirty minutes on the phone. No cost, no obligation.

  2. You get it in writing

    A short written summary of where you stand: what is clean, what is behind, what is quietly costing you money, and what has a deadline attached. Yours to keep whether or not you decide to work with ADL.

  3. We agree on scope before any work starts

    A written engagement letter covering exactly what is included and what it costs. No hourly surprises, no scope that quietly expands.

  4. We clean up what is behind

    Whatever the review turned up. Unreconciled accounts, miscategorized expenses, an entity election that should have been made two years ago, a return worth amending.

  5. We keep it current

    Monthly financial results, so you always know where the business stands and tax season is not a reconstruction project.

  6. We stay ahead of the deadlines

    Quarterly estimates, the 75-day S-corp deadline, and tax return extension planning. You hear from Garrett before each one, not after.

Start with the Books & Structure Review

Thirty minutes, no cost, and you leave with a written picture of where you stand.

Request a Free Consultation
Garrett Loughman, CPA, founder of ADL Business Consulting
CPACA #150109
Licensed CPA Since 2013Fremont, California
Meet Your Advisor

Garrett Loughman, CPA, MBA

Garrett Loughman is a California-licensed CPA (License #150109) with more than 15 years of experience across accounting, finance, consulting, finance transformation, and both internal and external audit. He founded ADL Business Consulting, PC to bring big-firm expertise directly to the small business owners who need it most.

After years advising larger organizations, Garrett kept seeing the same gap: small businesses making major financial decisions without the guidance bigger companies take for granted. ADL exists to close that gap with hands-on, practical advice, not just at tax time but year-round.

Today he works directly with every client on taxes, bookkeeping, and the advisory decisions that come with running a business, so owners spend less time wrestling with their financials and more time growing what they built.

Years in Finance
15+Years in Finance
Years Licensed
13+Years Licensed
Core Services
3Core Services

Talk directly with your CPA

Testimonials

What It’s Like to Work With Us

My longtime accountant passed away unexpectedly. I had no documentation, no books, and a tax deadline closing in fast. I honestly didn't know if my return would get filed. Garrett stepped in and took complete ownership. He rebuilt my books from scratch, answered every question, and made sure I understood what I was signing. Work that would have taken weeks he turned around with precision and care. He didn't just get me out of a crisis. Knowing everything is handled properly gives me a peace of mind I didn't have before.

Masti P.Real Estate Agent
I spent thirty years in finance. I know how to close books. At this point in my life, I just don't want to. Garrett took over five LLCs, two partnerships, and two trusts without missing a beat. I haven't thought about my books in months. I can't recommend him highly enough!

Shiva A.Retired CFO
Before ADL, I was running Excel Cleaning as a sole proprietor with no real structure, no back office, and no clear picture of my finances. Garrett completely transformed my business from the ground up: forming my LLC, building out my accounting and bookkeeping, handling my taxes, redesigning my branding, and continuously finding ways to save me money. I genuinely don't know where my business would be without him.

Valerie L.Owner, Excel Cleaning, LLC

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Worked with ADL Business Consulting? We’d love to hear about it.

Google Reviews

What Clients Say on Google

5.0 out of 5 · 4 Google reviews

I don't leave reviews often, but Garrett Loughman at ADL Business Consulting is someone every business owner needs to know about. I came to Garrett in one of the most stressful situations I've faced as a business owner. My longtime…
Masti Pahlbod2 months ago
I spent thirty years in finance. I know how to close books. But when you're retired, with grandkids to visit and trips to plan, the last thing you want is nine entities sitting in the back of your head. That was my situation. Five LLCs,…
shiva afshar3 months ago
Garrett very thoroughly explained the strategy he would for filing for our LLC and very promptly completed the work, much faster than with other accountants we have used in the past and his rates are very competitive.
Rafat Pirzadain the last week
Completely transformed my business — I can't recommend ADL enough. Before working with ADL Business Consulting, I was running Excel Cleaning as a sole proprietor, doing everything manually and honestly just hoping for the best when tax…
Valerie L2 months ago
Get In Touch

Let’s Talk About Your Business

Tell us a little about your situation and we’ll get back to you with next steps. No cost, no commitment.

  • No-cost, no-commitment consultation
  • Response within 2 business days
  • Available by phone, video, or email
  • Fremont, CA and surrounding Bay Area
Preferred Contact Method
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