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Fremont, CA · CPA Since 2013

Big-firm expertise. Small business focus.

ADL Business Consulting is a Fremont, CA CPA firm that pairs deep accounting expertise with hands-on consulting, so you spend less time on financials and more time growing what you built.

Years Experience
15+Years Experience
CA License #150109
CPACA License #150109
Practice Areas
9Practice Areas
Garrett Loughman, CPA, founder of ADL Business Consulting
CPACA #150109
What We Do

Services

From entity structure to bookkeeping, tax, and technology: practical help across the nine areas small businesses need most.

Tax Strategy

Entity Structure Review

Determine the optimal business structure (LLC, S-Corp, or C-Corp) from a tax efficiency standpoint. Avoid costly mistakes before they happen.

Accounting

Accounting & Bookkeeping

Keep your books clean, accurate, and audit-ready. Monthly reconciliation, categorization, and financial reporting tailored to your business.

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Tax

Tax Preparation & Return Review

Full preparation of business and personal returns, plus review of previously filed returns to find missed deductions, credits, and savings you may still be able to recover.

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Operations

Payroll Implementation

Select, configure, and launch the right payroll provider for your team size and structure, and stay compliant with California payroll regulations.

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Tech

Technology Implementations

QuickBooks setup, point-of-sale systems, and other small business tools, configured correctly from day one so you get the data you actually need.

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Consulting

Business Process Optimization

Identify inefficiencies, reduce operational costs, and build scalable workflows, from back-office finance to customer-facing processes.

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Education

Personal Finance Education

Practical guidance on budgeting, debt management, retirement planning, and building wealth, designed for individuals and small business owners.

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Tech

Website & App Development

Modern, responsive websites and web apps for your business, built and maintained so your online presence is always working for you.

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Innovation

AI Agent Implementation

Deploy AI-powered tools and automations tailored to your workflows, from customer service to intelligent financial reporting assistants.

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Not sure which services fit your situation? Let’s talk through it.

Request a Free Consultation
The Process

How It Works

  1. 1

    Schedule a free consultation

    A 30-minute intro call to understand your business. No sales pitch, no obligation.

    then
  2. 2

    We assess your situation

    We review your books, structure, and goals to find where you stand and what matters most.

    then
  3. 3

    You get a clear plan

    Specific, prioritized recommendations and a path forward you can actually act on.

Garrett Loughman, CPA, founder of ADL Business Consulting
CPACA #150109
Licensed CPA Since 2013Fremont, California
Meet Your Advisor

Garrett Loughman, CPA, MBA

Garrett Loughman is a California-licensed CPA (License #150109) with more than 15 years of experience across accounting, finance, consulting, finance transformation, and both internal and external audit. He founded ADL Business Consulting, PC to bring big-firm expertise directly to the small business owners who need it most.

After years advising larger organizations, Garrett kept seeing the same gap: small businesses making major financial decisions without the guidance bigger companies take for granted. ADL exists to close that gap with hands-on, practical advice, not just at tax time but year-round.

Today he works directly with every client across entity structure, bookkeeping, tax, payroll, and technology, so owners spend less time wrestling with their financials and more time growing what they built.

Years in Finance
15+Years in Finance
Years Licensed
13+Years Licensed
Practice Areas
9Practice Areas
Testimonials

What Clients Are Saying

I spent thirty years in finance. I know how to close books. At this point in my life, I just don't want to. Garrett took over five LLCs, two partnerships, and two trusts without missing a beat. I haven't thought about my books in months. I can't recommend him highly enough!

Shiva A.Retired CFO
Before ADL, I was running Excel Cleaning as a sole proprietor with no real structure, no back office, and no clear picture of my finances. Garrett completely transformed my business from the ground up: forming my LLC, building out my accounting and bookkeeping, handling my taxes, redesigning my branding, and continuously finding ways to save me money. I genuinely don't know where my business would be without him.

Valerie L.Owner, Excel Cleaning, LLC

Share Your Experience

Worked with ADL Business Consulting? We’d love to hear about it.

Google Reviews

What Clients Say on Google

5.0 out of 5 · 2 Google reviews

I spent thirty years in finance. I know how to close books. But when you're retired, with grandkids to visit and trips to plan, the last thing you want is nine entities sitting in the back of your head. That was my situation. Five LLCs,…
shiva afsharin the last week
Completely transformed my business — I can't recommend ADL enough. Before working with Garrett at ADL Business Consulting, I was running Excel Cleaning as a sole proprietor, doing everything manually and honestly just hoping for the best…
Valerie L2 weeks ago
Get In Touch

Let’s Talk About Your Business

Tell us a little about your situation and we’ll get back to you with next steps. No cost, no commitment.

  • No-cost, no-commitment consultation
  • Response within 2 business days
  • Available by phone, video, or email
  • Fremont, CA and surrounding Bay Area
Preferred Contact Method
Insights

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